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주택 구매 

Author
admin
Date
2019-05-05 20:28
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279
주택 구매 


저희 Santander 은행에서는 원하는 내 집마련을 위한 주택을 매입하거나 재융자를 위한 융자 프로그램을 제공하고 있습니다. ​

저는 주택융자분야에서 15여년간의 노하우를 갖고 있으며 여전히 이 분야에서경력을 이어가고 있습니다.  주택 구입자에게 가장 적합한 융자 프로그램을 제공하고 관련된 궁금증을 풀어드리기 위해 최선을 다 하고 있습니다.

​융자 재조정 

Should I Refinance My Mortgage?

If you’re looking to reduce your monthly payments or shorten the duration of your loan, you may consider refinancing your home loan. When you decide to refinance your mortgage, we can help you evaluate your mortgage refinance options and find the best possible solution.



Reasons to Refinance a Mortgage



Obtain a lower interest rate, reducing your monthly payment.

Reduce the term of your mortgage and pay your home off sooner.

Switch from an adjustable rate mortgage (ARM) to a fixed rate mortgage, giving yourself more predictable monthly payments.



Mortgage Refinance Options

You can choose from a number of different mortgages for your refinancing needs. The right choice is the one that meets your personal goal: whether it's lower monthly payments, a shorter mortgage term or greater flexibility.



​​건설 & 유지보수 융자

(H.O.M.E.) Program



The Home Ownership Made Easy (H.O.M.E.) Program provides buyers with limited funds access to a low-down-payment mortgage.



With no borrower funds required on single-unit residences, down payments as low as 3% on other residences, and the ability to use gift and alternative funds, the Santander H.O.M.E. Program helps make the dream of home ownership available to more customers.



​FHA Loans, VA Loans, HARP Loans


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This is a great space to write long text about your company and your services. You can use this space to go into a little more detail about your company. Talk about your team and what services you provide. Tell your visitors the story of how you came up with the idea for your business and what makes you different from your competitors. 

​특별 프로그램


If you meet certain requirements, you may be able to buy or refinance your home with an accessible mortgage offered by one of several government programs. Contact one of our Mortgage Specialists, who can let you know if one of these mortgage programs may be right for you.



Mortgage Program Overviews

Federal Housing Administration (FHA) Loans: This government-insured loan program offers lower down payment options versus a conventional mortgage.



Department of Veterans Affairs (VA) Loans: Financing options specifically for qualified veterans, reservists, or active duty personnel. 

Home Affordable Refinance Program (HARP) Loans: Eligible homeowners can refinance at a lower mortgage rate, even if they owe more than the home is worth. HARP Loans have been extended by the Federal Housing Finance Agency through December 31, 2018.

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