New Jersey 모기지 뉴스/정보 공유
NY, NJ homeowners more likely to be in mortgage forbearance
Author
admin
Date
2020-06-03 04:48
Views
1202
The number of homeowners seeking forbearance for their mortgages has risen dramatically as a result of the coronavirus crisis, with the Mortgage Bankers Association finding more than 8 percent of home loans to be in forbearance as of mid-May. But what kinds of homeowners have been seeking relief on their loans?
A recent analysis by Kroll Bond Rating Agency provides some clues. The company ran a logistic regression analysis on about 22,000 mortgages across 47 residential mortgage-backed security transactions. It took into account attributes such as geography, interest rate, credit score and employment status to determine which factors had the greatest impact on the likelihood of forbearance requests.
A recent analysis by Kroll Bond Rating Agency provides some clues. The company ran a logistic regression analysis on about 22,000 mortgages across 47 residential mortgage-backed security transactions. It took into account attributes such as geography, interest rate, credit score and employment status to determine which factors had the greatest impact on the likelihood of forbearance requests.
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